HOW TO CUT SPENDING????

I thought I am a smart shopper........ I spent money wisely from young, I do not fancy expensive shopping ..... In fact, I love saving money......... I enjoy seeing my bank account figure keep growing...... even though I knew money will not follow me to the next world when I die.....

Now, the next question to me is ..... Why should I make money if not for spending ???

Money is definitely not the only thing that we are after in our lives, but the fact still remain true that we do need extra money to afford good living and the lifestyle that we want and long to have !

Why do I have this mix feeling on saving & spending ??? And why do I have to concern so much about spending at this age ?

?????????????

After working this evening, Ah Don and I decided to to grasp some Yogurt and milk for our breakfast tomorrow.at Walmart superstore..... it was supposed to be a quick jump to the store to spend less than $10.00 but we ended up paying $83.00 at check-out with some other stuff that were not intended !! This happened to us regularly !! So am I a still a smart /wise shopper ???

The following articles that I just read online give me the answer ::::::::;

Top 5 Painless Ways to Cut Your Spending

Cutting your spending doesn't have to mean lots of sacrifice. Try some of these painless cost-cutters, and watch your spending shrink:

1. Switch to Store Brands ....... ( Me : still have preference on certain brands )

Name brand products are good, but store brand products are often just as good (if not identical). Make the switch to the bargain labels, and you'll shave 25-50 percent off of your weekly grocery bill. With more and more grocery chains launching their own line of organics and other premium products, there's never been an easier time to switch.

2. Shop with a List................... ( Me : Do not go with any list at all !)

Ever gone to the store for a few items and come out with a whole cartload? Who hasn't? To keep impulse shopping from taking hold of your budget, make a habit of shopping with a list. Jot down everything you need, and then only shop for those items.

3. Carry Snacks.................. ( Me : Not my habit, bring coffee only)

Eating out always costs more than eating at home – whether it's a quick snack from a convenience store, a vending machine or a fast food restaurant. Avoid this cost entirely by keeping snacks on hand at all times. Toss a granola bar and a bottle of water in your purse before running errands; stash some goodies in your desk drawer at work--just be ready for that hunger attack wherever and whenever it decides to strike.

4. Use It Up............. ( Me : This is the worse of me... like to keep stock !)

Whether it's food in your pantry, hobby supplies or beauty care products, you probably have lots of unused or partly used items around your house. Before you run to the store to buy your next "must-have," look around and see if you can find something at home to fill your need. This simple exercise will not only help you to spend less, but also to clear out some of the clutter in your home.

5. Shop to Save .......... (Me : This is the best of me , Like Super Sale!)

Challenge yourself to save more every time you shop. If you normally buy something at regular price, challenge yourself to find it on sale. If you normally buy something on sale, challenge yourself to find it on clearance. When you're always on the lookout for a bargain, there's no end to the money that you can save; and soon it becomes a game that you look forward to playing.

If anyone of you is reading this.... check it out .....cutting spending may be a good thing during this period of uncertainty!!